Financing Options

Choose the payment plan that works best for you.

Interest-Free Deferred Payment Plans**

Enjoy deferred-interest financing with flexible payment options.

6 Months
No minimum purchase • $20 down

12 Months
$599 minimum purchase • $20 down

18 Months
$1,499 minimum purchase • $20 down

24 Months
$1,999 minimum purchase • $20 down

Deferred-interest plan: No interest will be charged if the promotional balance is paid in full within the applicable promotional period. If the balance is not paid in full, interest will be charged from the original purchase date. Minimum monthly payments are required. Offer valid 10/03/2026–10/12/2026. Visit a Rana Furniture store for complete details.

36 Months No Interest with Equal Payments**

Enjoy 36 months with no interest when you make equal monthly payments.

36 Months
$2,999 minimum purchase • Sales Tax due as Down Payment

Offer Details: Subject to credit approval. Minimum purchase of $2,999 required. Equal monthly payments are required for 36 months. Sales tax is due at the time of purchase and will be required as the down payment. Cannot be combined with any other offer or promotion. Offer valid 10/03/2026–10/12/2026. Visit a Rana Furniture store for complete details.

9.99% APR — Up to 72 Months with Flexible Payment Options*

Enjoy a low 9.99% APR with flexible monthly payment options.

24 Months
$699 minimum purchase • $20 down

72 Months
$1,999 minimum purchase • $20 down

10/03/2026–10/12/2026. Purchases must be made in a single transaction. Subject to credit approval.

Standard Revolving Financing

35.99% Standard Purchase APR for new accounts. Minimum interest charge is $1.

Existing account holders should refer to their credit agreement for applicable terms.

Important Information

A soft credit inquiry is used to check eligibility and does not impact your credit score.

A $2.99 monthly fee applies to paper statements. Enroll in paperless billing to avoid this fee.

All financing options are subject to credit approval. Qualifying purchases must be made in a single transaction and exclude tax and delivery charges. Offers cannot be combined with other promotions.

Nest Credit Card accounts are issued by Comenity Capital Bank.

*9.99% APR promotional financing offers valid 10/03/2026–10/12/2026. See store for complete terms and conditions.

**Deferred-interest promotional financing terms vary based on purchase amount. Offer valid 10/03/2026–10/12/2026. See store for complete terms and conditions.